You can quickly get a driving license and drive different cars without any problem. However, it would help if you had a special permit to hit the road regarding motorcycles. While it is mandatory to have a motorcycle endorsement in the license, not many people have them. You may get on the road without a permit for one reason or another. Many people who get involved in motorcycle accidents without a license are worried that they cannot take legal action. However, the truth is lack of a permit did not cause the accident. Therefore, you are eligible to file a claim and get compensation. Here is what you should do if involved in a motorcycle accident without a motorcycle endorsement in the license.
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Keep Details of the Accident
Just like any other accident, ensure you keep every detail related to the accident. Gather details like the driver’s information, insurance company, and license plate number. If you cannot get this information, a lawyer can do the work for you. Take photos of the scene of the accident and the injuries. Additionally, document your lab test results, imaging scans, and any medical details you need. If more property was damaged from the accident, ensure you record it too.
Seek Immediate Medical Attention
Seeking medical attention later after the accident is not a good thing. Your health should always come first. Therefore, even without visible injuries, ensure you seek immediate medical care. Second, a lack of seeking medical attention could hurt your claim. The adjuster may deny that the injuries were a result of the accident. Hence, they will refuse to compensate you on this basis. Therefore, immediately after the accident, seek medical attention.
Avoid Making a Recorded Statement
It is advisable not to make a recorded statement with the adjuster. The report is not recorded to protect you but used against you by the insurance company once you file the claim. Therefore, decline respectfully if the adjuster asks you to make a recorded statement. You must also avoid giving details of the accident to the adjuster. The only person who should have them before compensation is your lawyer.
Read More: 5 Best Ways to Find Motorcycle Friends
Punishment for Driving Without a Motorcycle Endorsement
Even if you are eligible for compensation in an accident that was not your fault, you will still get punished for driving without a license. Your lawyer will help you get compensated and prepare for the penalty. You will be charged with violating the law and might face up to six months in jail. The problem with this is that it is not easy to defend yourself. You will be convicted of driving without a motorcycle endorsement. Your attorney will help you limit the penalties you get.
To Sum It Up!
You can still file a compensation claim if you are involved in a motorcycle accident and don’t have a motorcycle endorsement. However, it is crucial to know the proper steps to take. Eventually, you will also get convicted for not having a license when driving. Use the help of a lawyer to ensure you get compensation and reduce your punishment.