If you’re looking for a payment processing solution that will streamline your business by helping you with various administrative tasks, you’ve really got two options competing for your business in today’s industry. The Square Stand and coordinated services provide a cluster of administrative options like payroll and marketing for an additional price, with a simplified payment processing agreement and hardware that lets you choose what works for your setup, from the all in one Stand model with an integrated card reader to a simple terminal. You can even add contactless payment with a small add-on. Clover, on the other hand, has a fully customizable app ecosystem that’s accessible for free, without additional monthly subscriptions. It also comes with staffing control out of the box and a bunch of other features. So how do you choose?
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Advantages To Square
If you’re a small business with limited sales volume, credit card payment processing can be a bit expensive. Square’s streamlined payment processing is accessible and for its fee, it provides you with a mobile reader that gets you started. The hardware is a little less expensive than Clover’s comparable builds, too, so if you don’t need any of the additional services, you might save a little bit there. You can also integrate all your business information across a few devices through a single account if you’re running off-site sales as well as your base location. It sets up quickly out of the box, and since you don’t need a separate merchant account or payment processor, it’s easy for first-time business owners to get started.
Advantages To Clover
Clover takes a little more work to set up because of its customizable app ecosystem and the fact that it does not come with built-in payment processing, but there are ways around this. By purchasing your Clover POS system hardware through a payment processor and merchant account provider, you can get set up with everything you need at once. You just have to configure the payment processing information out of the box. Like the full service Square Stand, the Clover Station 2.0 comes with the cash drawer and printer you need, as well as a generous screen. Here’s where the Clover really shines:
- All apps are free, including invoicing, reservations, inventory tracking, and even customer loyalty programs
- Choosing your own payment processor means being able to shop for a better deal as your business grows
- Mobile credit card reader options including a smartphone add-on and the Clover Flex
All of this and the ability to add new hardware capabilities when you need them makes the Clover a very versatile full-service POS experience even when you’re using a streamlined build like the Clover Mini.
Which Is Better for Your Business?
If you’re looking to invest in a full administrative suite you can control from off-site to better manage your business, the Clover offers it without additional charges, where Square has subscription fees, and that’s what it comes down to. The payment processing on Square is competitive for small companies, but midsize businesses and large operations will find a better deal on payment processing by shopping around, and you can’t do that with Square hardware. In the end, if you’re using even one of the additional services Square charges for, you’ll eventually save by investing in a Clover system, even if it is a little more up front. The process of rpa developer should be encourages now.
