Housing schemes in India have been a major focus area of the government to alleviate problems of homelessness and offer affordable access to homes in both rural and urban areas. Indira Gandhi Awas Yojana or IAY, was launched in 1996 as a housing scheme in India to address the housing needs in rural India. In 2016, Indira Gandhi Awas Yojana was restructured and relaunched as Pradhan Mantri Awas Yojana Gramin. The identification and selection process of the beneficiary names in IAY is fair and transparent. This helps ensure that all those in need get access to its benefits without discrimination. What’s more, IAY or PMAY-G uses a different system from that utilised by other housing schemes in India. For this reason, you may be unaware of how it works and how to check if your name features in the IAY list 2021.
For a detailed explanation of the process and to help you learn the steps to check the beneficiary list, take a look at the following pointers.
Steps to check the beneficiary names in IAY (Indira Gandhi Awas Yojana) list 2021
Without the registration number
Typically, when you qualify for the scheme, you will be assigned a registration number. However, if you don’t have this information, you can still check your name in the IAY list 2021 through the following steps.
- Visit the official PMAY-G portal
- Locate the ‘Stakeholders’ section and click on ‘IAY/PMAYG Beneficiary’
- Find the ‘Advanced Search’ button and click on it
- Enter the following information into the form
- State
- District
- Block
- Panchayat
- Scheme Name
- Financial Year
- Name
- BPL Number
- Account number
- Sanction order
- Father/Husband name
- Click on the ‘Search’ button after completing the form.
- Wait for the page to load and check if your name features on the IAY list 2021
With registration number
If you have the registration number, the process is simple and easy.
- Visit the official PMAY-G portal
- Locate the ‘Stakeholders’ section and click on ‘IAY/PMAYG Beneficiary’
- Enter your registration number in the blank field and click ‘Submit’
The method is simple and user-friendly, keeping in mind the comfort of a wide variety of users who have basic computer skills. Along with this, the final annual Indira Gandhi Awas Yojana (IAY) List is also published in print media.
The list of beneficiary names in IAY (Indira Gandhi Awas Yojana is carefully prepared wherein the Socio-Economics Caste Consensus (SECC) data is referred to identify the deprived households which are later verified by the Gram Sabha.
Unlike other schemes that use the Below Poverty Line (BPL) list to identify the beneficiaries, IAY relies on more holistic parameters mentioned in SECC. For instance, those identified to be homeless or households with zero, one, or two rooms with a kutcha wall and a kutcha roof, as per the SECC data, will get access to its benefits. Here’s a quick overview of the eligibility criteria for this scheme.
Eligibility for PMAY-G
- Individuals, with family, living in kutcha houses with either zero, one, or two rooms.
- Individual households without a literate adult aged at least 25 years.
- Individuals that do not qualify to pay any income tax or any professional tax
- Individuals or households that belong to the Scheduled Caste, Scheduled Tribe and other Minority categories.
- Individual households without any male adult between the ages of 19 and 59 years.
- Individuals that do not own any agriculture equipment, motorized vehicle, or fishing boat.
- Individual households without any bodily-abled member.
- Individuals that do not own land and earn income from casual labour.
- Individuals with a Kisan Credit Card with a limit of Rs.50,000 or more.
- Individual households with a disabled member.
A priority list is also prepared by the Government for SC/ST/Village Sabha/UT and sent to the respective Gram Sabha for verification. The verified list is published according to the target assigned for each Gram Sabha.
Once you check your name in the PMAY-G list, you will be eligible to avail of various benefits under the scheme. This puts you one step closer to building your own home. This scheme helps achieve the nation’s ‘Housing for all’ goal with financial assistance from the government. To realize the full potential of this scheme, pair it with the Bajaj Housing Finance Home Loan and start working towards your dream home today.
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