Author: doug

Becoming financially independent is something pretty much everyone aspires to. Yet, you need a detailed plan that you will commit to in order to gain that sort of freedom. To get you going in the right direction, below is a list of factors that will help you get there. The importance of financial independence Regardless of the economic climate, money is the main source of stress for the majority of people. To begin with, our society equates success with wealth. Those who face money issues end up feeling worthless as a result. And by feeling unable to provide for their…

f you are struggling with a large amount of debt, loan consolidation can provide the solution you need. Besides simplifying all your debts into one monthly payment, it can also help you save money by making you pay only one interest rate, as opposed to several. However, like everything in life: loan consolidation has its pros and cons. The Benefits of Loan Consolidation The goal of loan consolidation is usually to get more favorable loan terms. More precisely: Lower or Fixed Interest Rates You may be able to lock in a loan at a lower interest rate than your old…